The Retire on Time Mini Classes
Every class is built for a specific situation, so what you learn actually applies to you.
"Knowledge is not power... the application of knowledge is power."
Upcoming Classes
RSVP to one of our upcoming classes as you prepare for and enjoy retirement. Classes are typically held on Wednesdays at noon CT.
Courses include:
Will My Money Outlast Me? (First Wednesday)
Annuity Math Night (Second Wednesday)
Tax Leaks in Your Retirement Plan (Third Wednesday)
How to Retire from Rentals (Forth Wednesday)
See details below to save your free classroom seat.
Will My Money Outlast Me?
September 9th at 6:30 PM CT
It's the question underneath every other retirement question, and most people carry it for years without ever seeing real math.
This class shows you how to create a retirement plan that's designed to last longer than you®, even if the markets go nowhere for over a decade.
Attendees will discover:
How two retirees with identical savings can have completely different outcomes
Where general concepts like the 4% rule fall short, and what to do instead
How to prepare for the next market crash without having to try and time the market
Annuity Math Night
September 24th at 6:30 PM CT
Annuities are neither the miracle the steak dinner promised nor the scam the internet swears they are. They're contracts with math inside, and once you can read the math, you can decide for yourself.
This is that class: no dinner, no pitch, just the arithmetic the brochures skip.
Attendees will discover:
How to compare an annuity quote against the alternatives, apples to apples
Different types of annuities and where they may make sense in your portfolio
Where an annuity genuinely wins, and where it quietly loses
Tax Leaks in Your Retirement Plan
Third Wednesday (Oct) at Noon CT
Too many retirement advice starts with a product, which often gets in the way of tax planning. This class shows you how to run a plan first and then explore various tax strategies designed to help you get more out of your money.
Attendees will discover:
When IRA to Roth conversions don't make sense and could cost you big
How to find tax leaks on your 1040 tax return and what to do about it
How tax planning can help your income and healthcare planning
How to Retire from Rentals
September 30th at Noon CT
You didn't buy rental property so you could spend your seventies fielding calls about water heaters.
This class is for landlords who want the real estate income without the landlording: the real cost of selling, the real return on keeping, and the options in between.
Attendees will discover:
How to evaluate your rental(s) so you can run an apples-to-apples comparison
How to sell your investment real estate and defer taxes (potentially for life)
How to maximize your real estate portfolio for legacy purposes
Why Is This Free?
Because we believe a healthier relationship with money starts with actually understanding it, and nobody builds understanding inside a sales presentation. Here's the honest part: a lot of this work, you can do yourself.
Anyone can learn to fix a car engine. That doesn't mean you'll want to spend your Saturdays doing it. We'd rather you hire us because you don't want to do the work than because you can't. So if this class gives you what you need to patch the leaks on your own, that's a win. And if you'd rather hand someone the wrench, we're here.
This content on this website is provided for informational purposes only and is not intended to serve as the basis for financial decisions. It should not be construed as investment advice or a recommendation.
Investment advisory services are offered through Kedrec, LLC, a Kansas state Registered Investment Advisor. Insurance products and services are offered through its affiliate, Kedrec Legacy, LLC. We are not affiliated with the US government or any governmental agency.
Investing involves risk, including possible loss of principal. No investment strategy can guarantee success, ensure a profit or guarantee against losses. Insurance product guarantees are backed solely by the financial strength and claims-paying ability of the issuing company.
Insurance and annuity products involve fees and charges, including potential surrender penalties. Annuity withdrawals are subject to ordinary income taxes and potentially a 10% federal penalty before age 59-1/2. Life insurance generally requires medical and potentially financial underwriting to qualify for coverage. Optional features and riders may entail additional annual cost. Product and feature availability may vary by state.
Tax, legal and estate planning services are available only to members who purchase the Kedrec Wealth Membership level. Tax, legal and estate services provided by our network of tax and legal professionals. Always consult with qualified tax/legal advisors regarding your unique circumstances.